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This application enables p2p payments and card-to-card money transfers via internet. It is free "chat and make a deal" solution intended for chat dialogue between professionals and their clients, on business and without, for carrying out financial transactions and consultations, enabling just anyone to sell their experience, knowledge and skills, services or goods, and receive immediate payment for them. Key features: - free multichat- send money to any visa card (if you know its number) or to e-mail (if you don't know the card number) - request money to your visa card, if you know the sender's e-mail- ability to make deals and conduct payments while chatting. If you want to sell something then do just that, convince your chat party to buy something, bargain about the price and do whatever you want to make a good deal. After arriving at a price, click the bill button, name what you sell, enter your price for it and choose a payment type. The bill will be presented to the customer with